Provision record
Revolut · Revolut Terms of Service (Superseded URL) · View original document ↗

Funds Held by Lead Bank FDIC Insured

Medium severity Explicit document language Unique · 0 of 352 platforms
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This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

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▸ View Original Clause Language DOCUMENT RECORD
"
The funds that you deposit in your Revolut Card account are held by Lead Bank and are insured by the FDIC up to applicable limits in the event of the bank's failure, if specific deposit insurance requirements are met.

Excerpt from Revolut's Terms of Service (Superseded URL)

Provision details

Document information
Document
Revolut Terms of Service (Superseded URL)
Entity
Revolut
Tracking information
First captured by ConductAtlas
March 23, 2026
Text quoted from version
CA-V-002013, captured April 29, 2026
Record ID
CA-P-034150
Document ID
CA-D-000267
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-002013)
ca2698f5d8df338a90f6b8005640abbfde942ca69aa8979f045f87e166bf575a
Analysis generated
May 11, 2026 06:22 UTC
Methodology
Evidence
✓ Excerpt found verbatim in version CA-V-002013 (checked Oct. 5, 2026)
Citation Record
Entity: Revolut
Document: Revolut Terms of Service (Superseded URL)
Record ID: CA-P-034150
Version: CA-V-002013
Captured: 2026-04-29 06:37:15 UTC
SHA-256: ca2698f5d8df338a…
URL: https://conductatlas.com/platform/revolut/revolut-terms-of-service-superseded-url/provision/CA-P-034150/funds-held-by-lead-bank-fdic-insured/
Accessed: Oct. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Revolut's Funds Held by Lead Bank FDIC Insured clause do?

The clause states: “The funds that you deposit in your Revolut Card account are held by Lead Bank and are insured by the FDIC up to applicable limits in the event of the bank's failure, if specific deposit insurance requirements are met.”

Is ConductAtlas affiliated with Revolut?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.