Revolut uses automated processes, including for credit scoring and fraud detection, to make or influence decisions about your access to financial products and services without necessarily involving a human reviewer.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Automated decisions in financial services can affect whether you are approved for credit, flagged for fraud, or restricted from certain products, and consumers should understand they may have rights to request human review or challenge these decisions.
Interpretive note: The document references data collection across services but the specific automated decision-making disclosure details were in portions of the document not fully reproduced; interpretation is grounded in the financial services context and the policy's references to credit scoring and fraud detection.
Automated systems may influence decisions that directly affect your ability to access Revolut's banking, brokerage, or investing products, and if you believe an automated decision was incorrect, you may have the right to request that it be reviewed by a person.
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to object to profiling activities based on our own legitimate interests
"We collect your personal data when you use: our website at www.revolut.com/en-US/; any of our Revolut apps; any of the services available to you through our apps or websiteExcerpt from Revolut's Privacy Policy
REGULATORY LANDSCAPE: Automated decision-making in credit contexts engages the Equal Credit Opportunity Act (ECOA) and its implementing Regulation B, which require adverse action notices disclosing the reasons for credit denials, including those made by automated …
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
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Automated decisions in financial services can affect whether you are approved for credit, flagged for fraud, or restricted from certain products, and consumers should understand they may have rights to request human review or challenge these decisions.
Automated systems may influence decisions that directly affect your ability to access Revolut's banking, brokerage, or investing products, and if you believe an automated decision was incorrect, you may have the right to request that it be reviewed by a person.
ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.