This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Legitimate interests is a legal basis under data protection frameworks that permits processing without explicit user consent when the organization's interests are balanced against individual rights. This provision establishes the operational scope of processing activities Revolut may undertake under this legal basis and describes the procedural safeguard (balancing test) applied to such processing.
This provision establishes that Revolut may process user personal data for enumerated purposes—including fraud prevention, service improvement, marketing, and internal group operations—without obtaining separate consent if the organization's balancing test determines its interests are not outweighed by user rights impacts. Users operating under these terms accept data processing conducted through this mechanism.
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"We process your personal data on the basis of our legitimate interests (or those of a third party) in the following circumstances: to manage and improve our products and services; to detect, investigate, and prevent fraud, financial crime and other illegal activities; to carry out statistical analysis and research; to send you direct marketing (where permitted); to share your data within the Revolut group for operational purposes. When we rely on legitimate interests, we will always carry out a balancing test to ensure that our interests are not outweighed by the impact on your rights and freedoms.— Excerpt from Revolut's Revolut Privacy Policy
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Legitimate interests is a legal basis under data protection frameworks that permits processing without explicit user consent when the organization's interests are balanced against individual rights. This provision establishes the operational scope of processing activities Revolut may undertake under this legal basis and describes the procedural safeguard (balancing test) applied to such processing.
This provision establishes that Revolut may process user personal data for enumerated purposes—including fraud prevention, service improvement, marketing, and internal group operations—without obtaining separate consent if the organization's balancing test determines its interests are not outweighed by user rights impacts. Users operating under these terms accept data processing conducted through this mechanism.
ConductAtlas has identified this type of provision across 1 platforms. See the full comparison.
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