This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision operationalizes Revolut's data retention obligations under anti-money laundering and financial services regulations, which typically mandate multi-year record preservation. The extended retention period reflects compliance requirements rather than discretionary data practices, establishing a regulatory framework for how long customer records are maintained.
Users' personal data remains subject to Revolut's retention and processing for up to 10 years after account termination, unless data deletion requests are submitted and accepted. The provision ties retention periods to regulatory requirements and active legal proceedings, meaning data may be retained longer than the stated 10-year window in certain circumstances.
How other platforms handle this
We retain personal data for as long as needed to provide our services, comply with our legal obligations, resolve disputes, and enforce our policies. Retention periods will vary depending on the type of data and the purposes for which we use it.
Microsoft retains personal data for as long as necessary to provide the products and fulfill the transactions you have requested, or for other legitimate purposes such as complying with our legal obligations, resolving disputes, and enforcing our agreements. Because these needs can vary for differen...
We keep information as long as we need it to provide our products and services and fulfil the purposes described in this policy. This is a case-by-case determination that depends on things like the nature of the information, why it is collected and processed, relevant legal or operational retention ...
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"We will keep your personal data for as long as you are a customer. After you stop being a customer, we may keep your personal data for up to 10 years. We may keep your data for longer than this if: we are required to do so by law; there is an ongoing legal claim or investigation; you have opted in to receive certain marketing. The reason we keep your data for up to 10 years is because we are required to do so by law (for example, to comply with anti-money laundering regulations).— Excerpt from Revolut's Revolut Privacy Policy
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The provision operationalizes Revolut's data retention obligations under anti-money laundering and financial services regulations, which typically mandate multi-year record preservation. The extended retention period reflects compliance requirements rather than discretionary data practices, establishing a regulatory framework for how long customer records are maintained.
Users' personal data remains subject to Revolut's retention and processing for up to 10 years after account termination, unless data deletion requests are submitted and accepted. The provision ties retention periods to regulatory requirements and active legal proceedings, meaning data may be retained longer than the stated 10-year window in certain circumstances.
ConductAtlas has identified this type of provision across 66 platforms. See the full comparison.
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