Public can change these Terms of Service at any time, and your continued use of the platform after changes are posted counts as your agreement to the new terms.
This analysis describes what Public.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes a unilateral modification mechanism that permits the service provider to alter contractual obligations without mutual agreement, subject to advance notice and potential acceptance requirements for material changes. This affects the stability and predictability of the contractual relationship over the service lifecycle.
Users are bound by changes to the Terms without necessarily being aware of them, which could result in agreeing to less favorable conditions regarding fees, data use, or dispute resolution. Users should periodically review the Terms page at public.com/terms-of-service for updates.
How other platforms handle this
These terms may change from time to time. Notice of any material change will be posted on this page with an updated effective date. We may notify you of a change to the Terms via email, in-app notification, or other means; however, you are responsible for regularly checking this page for any changes...
We reserve the right, at our sole discretion, to amend these Terms of Service at any time and will update these Terms of Service in the event of any such amendments. We will notify our Users of material changes to this Agreement, such as price changes, at least 30 days prior to the change taking eff...
II. Revisions, Disclosures, and Notices
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Public.com has changed this document before.
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"We reserve the right to change these Terms on a going-forward basis at any time upon 7 days' notice. Please check these Terms periodically for changes. If a change to these Terms materially modifies your rights or obligations, we may require that you accept the modified Terms in order to continue to use the Service.— Excerpt from Public.com's Public.com Terms of Service
Unilateral modification clauses in consumer financial contracts present regulatory risk under FTC unfair practices standards and state consumer protection laws, particularly where modifications affect material terms such as fees, arbitration rights, or data practices without adequate notice.
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The clause establishes a unilateral modification mechanism that permits the service provider to alter contractual obligations without mutual agreement, subject to advance notice and potential acceptance requirements for material changes. This affects the stability and predictability of the contractual relationship over the service lifecycle.
Users are bound by changes to the Terms without necessarily being aware of them, which could result in agreeing to less favorable conditions regarding fees, data use, or dispute resolution. Users should periodically review the Terms page at public.com/terms-of-service for updates.
ConductAtlas has identified this type of provision across 19 platforms. See the full comparison.
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