Provision record
Public.com · Public.com Privacy Policy · View original document ↗

Data Retention

Medium severity Medium confidence Explicit document language Common · 290 of 352 platforms
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Document Record

What it is

Public keeps your personal data for as long as it needs to for business purposes, legal compliance, and dispute resolution, without specifying exact timeframes for most data categories.

This analysis describes what Public.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The absence of specific retention periods for sensitive financial and identity data means Public may retain your SSN, trading history, and financial account information for an indeterminate period after you close your account.

Interpretive note: The policy does not specify retention periods by data category, making it unclear how long specific types of sensitive data are retained after account closure, and whether the retention is driven by regulatory requirements or internal business practices.

Clause Stability Stable

0
Changes
5
Months Monitored
May 10, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 5149 other provisions on other platforms.

Consumer impact (what this means for users)

Your sensitive personal and financial data may be retained by Public for an extended and unspecified period after you stop using the service, particularly if legal or regulatory requirements apply, which are common in the broker-dealer context.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Delete Your Data
    Email support@public.com to request deletion of your personal data and ask for a specific explanation of which data categories will be retained and for how long, and the legal basis for any retention after account closure.

How other platforms handle this

Square Medium

to request that your data be transferred to a third party (data portability)

Google Cloud Medium

Your organization may allow you to access and export your data in order to back it up or transfer it to a service outside of Google.

Roblox Medium

Further, you may take legal actions in relation to any potential breach of your rights regarding the processing of your Personal Information, as well as to lodge complaints before the competent data prot...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements, or for as long as necessary to resolve disputes and enforce our agreements.

Excerpt from Public.com's Privacy Policy

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: SEC and FINRA rules impose specific recordkeeping retention periods for broker-dealer customer records, which may require Public to retain certain account and transaction data for six years or longer regardless of user deletion …

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Securities And Exchange Commission (sec)
    Regulates securities markets and investment platforms. Can investigate broker-dealers, investment advisers, and trading platforms for violations of securities laws.
    Who can file: Anyone with knowledge of a possible securities law violation
    What you need: Description of the potential violation, names of individuals or companies involved, relevant dates, and any supporting documents or evidence
    What to expect: Tips are reviewed by SEC staff. The SEC may open an investigation but is not required to take action on every tip. Whistleblowers may be eligible for financial awards if the tip leads to enforcement.
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Public.com Privacy Policy
Entity
Public.com
Document last updated
May 5, 2026
Tracking information
First tracked
May 10, 2026
Last verified
May 10, 2026
Record ID
CA-P-008308
Document ID
CA-D-00059
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
a07b52ddfafc2a838aea9b789299061ff0a84d7fee90d9b754e1fbb76cf982de
Analysis generated
May 10, 2026 05:02 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Public.com
Document: Public.com Privacy Policy
Record ID: CA-P-008308
Captured: 2026-05-10 05:02:53 UTC
SHA-256: a07b52ddfafc2a83…
URL: https://conductatlas.com/platform/publiccom/publiccom-privacy-policy/provision/CA-P-008308/data-retention/
Accessed: Aug. 26, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Public.com's Data Retention clause do?

The absence of specific retention periods for sensitive financial and identity data means Public may retain your SSN, trading history, and financial account information for an indeterminate period after you close your account.

How does this clause affect you?

Your sensitive personal and financial data may be retained by Public for an extended and unspecified period after you stop using the service, particularly if legal or regulatory requirements apply, which are common in the broker-dealer context.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.

Is ConductAtlas affiliated with Public.com?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Public.com.