Many common PayPal use cases, including sending money to friends for shared purchases and buying gift cards, are entirely excluded, which consumers may not realize until after a loss has occurred.
This document directly affects consumers' financial rights by granting PayPal sole discretion over refund decisions with only a limited appeal process available. Consumers who receive temporary refunds during an active dispute investigation face the risk of those funds being debited back from their PayPal account if the decision goes against them, with only 5 business days' advance notice. You can protect yourself by filing your dispute promptly in PayPal's Resolution Center, escalating to a formal claim within 20 days, and ensuring sufficient funds remain in your account during any active dispute to avoid overdraft-like situations.
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Do Not Create Psychologically or Emotionally Harmful Content
You will: (a) be solely responsible for all use of the Services and Documentation under your account and the Customer Services; (b) not transfer, resell, lease, license, or otherwise make available the Services to third parties (except to make the Services available to your End Users) or offer them ...
Influence operations — such as building tools designed to run influence operations, generating content designed to sow division or used for political ads, propaganda, or targeting strategies based on political ideology.
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Watch PayPalMany common PayPal use cases, including sending money to friends for shared purchases and buying gift cards, are entirely excluded, which consumers may not realize until after a loss has occurred.
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