The terms authorize Oscar to use de-identified and anonymized User Submissions to train, optimize, and enhance its AI systems. Oscar asserts ownership of any vectorized data or model relationship information derived from User Submissions and used in AI training.
This analysis describes what Oscar Health's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision asserts that Oscar owns derivative AI assets, specifically vectorized data and model relationship information, developed from User Submissions. This assertion of ownership over AI-derived data may intersect with user data rights under applicable privacy law and warrants legal assessment of whether the de-identification standard applied satisfies applicable requirements.
Interpretive note: The de-identification standard applied to User Submissions before AI training use is not defined in the document, creating ambiguity about HIPAA compliance and the scope of the ownership assertion under applicable law.
Under this clause, content users submit through the Services may be used in de-identified form to train Oscar's AI systems, and Oscar asserts ownership of any resulting vectorized or model-derived data. The agreement characterizes this use as falling within the broader license granted over User Submissions rather than as a separate consent mechanism.
Cross-platform context
See how other platforms handle AI Training Use and Ownership of Vectorized Model Data and similar clauses.
Compare across platforms →"You hereby agree and acknowledge that pursuant to the license granted under these Terms (below), Oscar may utilize any User Submission (in a de-identified and anonymized form) to train, optimize, ground or otherwise enhance its AI Technology. Notwithstanding anything to the contrary in these Terms, any vectorized data or model relationship information that is developed using User Submissions and used for training, fine-tuning, or grounding our AI Technology is deemed to be an inherent part of such AI Technology, and as between the parties is owned by Oscar.Excerpt from Oscar Health's Terms of Use
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This provision asserts that Oscar owns derivative AI assets, specifically vectorized data and model relationship information, developed from User Submissions. This assertion of ownership over AI-derived data may intersect with user data rights under applicable privacy law and warrants legal assessment of whether the de-identification standard applied satisfies applicable requirements.
Under this clause, content users submit through the Services may be used in de-identified form to train Oscar's AI systems, and Oscar asserts ownership of any resulting vectorized or model-derived data. The agreement characterizes this use as falling within the broader license granted over User Submissions rather than as a separate consent mechanism.
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