Generated by a model from the captured document; not read by a person

A health insurance company that offers individual and family health plans, Medicare Advantage plans, and small group coverage through digital-first platforms and mobile applications. The company provides direct primary care services and uses technology to help members navigate healthcare decisions, find providers, and manage their health benefits. Their policies govern how personal health information is collected, used, and shared, as well as the terms for accessing insurance benefits and digital health services.

2 Documents
13 All provisions
0 Changes · 12 mo
- Last change
Objective measurements
Counted directly from the archive for Oscar Health — documents, captured versions, and detected changes.
2
Documents tracked
7
Versions captured
0
Changes · 12 mo
0
Changes · all-time
ConductAtlas User-Protection Index
Provisional · scored on 3 of 6
0.0/100
Consumer tier · provisional until more dimensions are known
How is this scored? →
Baseline 0.0 here · corpus average 31.4 across 191 scored platforms Bottom quartile Q1 18.4 · median 30.8 · Q3 42.3

Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Oscar Health’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.

Consumer tier · 0.0/100 · provisional · scored on 3 of 6
Arbitration & class action weight 22% 0.0
Data sharing & sale weight 20% not stated
AI training on your data weight 18% not stated
Data retention & deletion weight 15% 0.0
Liability & warranties weight 10% not stated
Governance Coverage
Liability Limitation
23 provisions
Contract Terms
19 provisions
Privacy Rights
19 provisions
Data Collection
17 provisions
Acceptable Use
15 provisions
Arbitration
13 provisions
Data Sharing
13 provisions
Ai Automated
9 provisions
Intellectual Property
9 provisions
Data Usage
9 provisions
Quick Facts
Arbitration: Required
AI Training: Not stated
Data Retention: Retained after closure
Class Action: Waived
Key Governance Provisions
AI Technology Disclaimer and User Responsibility for Verification

This provision places responsibility for verifying AI-generated outputs on users and discloses the risk of hallucinations and inaccuracies in AI content. In a health insurance context where AI featur…

California PI sold or shared with third parties

Personal information may be transferred to a broad range of commercial third parties, and the legal definitions of 'sold' and 'shared' under state privacy laws determine the full scope of this disclo…

Opt out right from selling or sharing personal information

Users retain an ongoing right to stop the commercial transfer of their personal information, though the scope of that right is limited by service provider relationships and other legal exceptions.

Account permanently terminated upon deletion request

Account deletion is irreversible, and the scope of data deletion is conditioned on applicable laws, meaning some information may be retained despite the request.

State specific consumer access correction deletion rights

Users have an affirmative right to obtain detailed insight into what personal information Oscar Health holds, where it came from, and how it has been used or transferred.

Document Coverage
Privacypolicy Termsofservice
Last change detected: - Changes (12 months): 0 Documents monitored: 2 Provisions tracked: 13
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Documents

Oscar Health Privacy Policy

Medium

Oscar Health's Privacy Policy explains what personal information the company collects—including sensitive details like your Social Security number—and how it may share that information with advertising partners, analytics services, and …

Dated October 28, 2025 · Privacy policy
7 provisions 4 versions captured Version history →

Oscar Health Terms of Use

High

These Terms govern how you can use Oscar Health's Services — personal use only, not for business purposes. If you submit any content, Oscar Health gets a permanent, irrevocable license …

Dated October 7, 2025 · Terms of service
6 provisions 3 versions captured Version history →
📈 Policy Drift Analysis View all changes →

Selected provisions (1 of 13)

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Frequently Asked Questions

What Oscar Health documents does ConductAtlas track?

ConductAtlas tracks 2 Oscar Health documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Oscar Health made in the past year?

Oscar Health has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Oscar Health?

ConductAtlas has classified 13 provisions across Oscar Health's tracked documents.

Can I get alerts when Oscar Health changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Oscar Health to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.