Oscar Health · Oscar Health Terms of Use · View original document ↗

Oscar liability cap at fees paid or $100

High severity High confidence Explicitdocumentlanguage Common · 289 of 352 platforms
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This analysis describes what Oscar Health's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This cap limits the maximum financial recovery a user can obtain from Oscar Health for direct damages, regardless of the actual harm suffered.

Interpretive note: The excerpt appears to be a fragment of a broader liability limitation clause; the full clause likely includes additional excluded categories of damages, but only the direct-damages cap is addressed here.

Consumer impact (what this means for users)

The reader's ability to recover direct damages from Oscar Health is limited in the aggregate to the greater of three months of fees paid for the particular services or $100.00.

How other platforms handle this

ActiveCampaign Medium

If you knowingly misrepresent that any activity or material on our Services is infringing, you may be liable to ActiveCampaign for certain costs and damages.

Leonardo AI Medium

A party's liability for any Liability under these Terms will be reduced proportionately to the extent the relevant Liability was caused or contributed to by the actions (or inactions) of the other party...

Netflix Medium

The Netflix service and/or some of the Netflix content may not be available at any time as a result of events beyond our reasonable control...we will not be held liable should such events occur.

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▸ View Original Clause Language DOCUMENT RECORD
"
FOR ANY DIRECT DAMAGES IN EXCESS OF (IN THE AGGREGATE) OF THE GREATER OF (A) FEES PAID TO US FOR THE PARTICULAR SERVICES DURING THE IMMEDIATELY PREVIOUS THREE (3) MONTH PERIOD OR (B) $100.00.

— Excerpt from Oscar Health's Oscar Health Terms of Use

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Oscar Health Terms of Use
Entity
Oscar Health
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-071402
Document ID
CA-D-00431
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
b343904ebd109b55ea73e7fc5c2049fe33116371ab1554f8f4d5e7ff66e06edf
Analysis generated
July 12, 2026 16:51 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Oscar Health
Document: Oscar Health Terms of Use
Record ID: CA-P-071402
Captured: 2026-07-12 16:51:48 UTC
SHA-256: b343904ebd109b55…
URL: https://conductatlas.com/platform/oscar-health/oscar-health-terms-of-use/provision/CA-P-071402/oscar-liability-cap-at-fees-paid-or-100/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Oscar Health's Oscar liability cap at fees paid or $100 clause do?

This cap limits the maximum financial recovery a user can obtain from Oscar Health for direct damages, regardless of the actual harm suffered.

How does this clause affect you?

The reader's ability to recover direct damages from Oscar Health is limited in the aggregate to the greater of three months of fees paid for the particular services or $100.00.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 289 platforms. See the full comparison.

Is ConductAtlas affiliated with Oscar Health?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Oscar Health.