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This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
“If you are submitting a deletion request, your account will be permanently terminated and personal information on that account will be deleted consistent with any applicable laws.”
“By using or accessing the Services in any manner, regardless of whether you register or create an Account, you acknowledge the terms of this Notice and those within our Terms of Service”
“The following information may be 'sold' or 'shared' with third parties (as such terms are defined under applicable state privacy laws) such as marketing partners, online advertising services, third party data analytics providers, social networks and/or consumer data resellers”
“Direct and Personal Identifiers, such as name, email, user name and password, your mailing address, your tax identification number or social security number”
“We may disclose Personal Information to third-party ad network providers, sponsors and/or traffic measurement services. These third parties may use cookies, JavaScript, web beacons...”
“the applicable Notice of Privacy Practices will apply and supersede this Notice in the event of any conflict.”
Oscar Health's Privacy Policy explains what personal information the company collects—including sensitive details like your Social Security number—and how it may share that information with advertising partners, analytics services, and data resellers to deliver targeted ads and marketing. Simply using Oscar Health's services, even without creating an account, means these terms apply to you. You have the right at any time to opt out of the sale or sharing of your personal information, and you can request a full accounting of what Oscar Health holds about you.
Oscar Health's Privacy Policy establishes the terms under which Oscar Health collects, uses, retains, and shares personal information from anyone who uses or accesses its Services, with acknowledgment of the policy triggered by any use regardless of account registration. The document authorizes collection of highly sensitive identifiers—including social security numbers, tax identification numbers, and account credentials—and permits sharing of personal information with marketing partners, ad network providers, analytics providers, social networks, and data resellers, including through cookies and web beacons deployed by those third parties. Retention of personal information is open-ended, governed by Oscar Health's own assessment of necessity across legal, dispute-resolution, and safety purposes, and data deletion upon a deletion request results in permanent account termination consistent with applicable laws. The Notice of Privacy Practices supersedes this Privacy Policy in any conflict, and users hold ongoing rights to access detailed records of their personal information and to opt out of its sale or sharing with third parties, subject to service-provider and other legal exceptions.
This policy applies to anyone who accesses Oscar Health's services, with or without an account, and covers the collection of highly sensitive information including Social Security numbers and tax identification numbers. Oscar Health may share your personal information with a broad range of third parties—advertising networks, analytics providers, social networks, and data resellers—who may deploy their own tracking technologies. Your personal information may also be used to train or optimize Oscar Health's AI systems in de-identified or anonymized form. Oscar Health retains personal information for an open-ended period determined by its own assessment of necessity, and submitting a deletion request results in permanent, irreversible account termination. One concrete action available to you: you may opt out at any time of the sale or sharing of your personal information with third parties (excluding service providers and other law-permitted exceptions) by exercising the opt-out right described in the policy.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
2 important changes detected
4 versions captured · Latest change detected by ConductAtlas: September 2026
“If you are submitting a deletion request, your account will be permanently terminated and personal information on that account will be deleted consistent with any applicable laws.”
“By using or accessing the Services in any manner, regardless of whether you register or create an Account, you acknowledge the terms of this Notice and those within our Terms of Service”
“The following information may be 'sold' or 'shared' with third parties (as such terms are defined under applicable state privacy laws) such as marketing partners, online advertising services, third party data analytics providers, social networks and/or consumer data resellers”
“Direct and Personal Identifiers, such as name, email, user name and password, your mailing address, your tax identification number or social security number”
“We may disclose Personal Information to third-party ad network providers, sponsors and/or traffic measurement services. These third parties may use cookies, JavaScript, web beacons...”
“the applicable Notice of Privacy Practices will apply and supersede this Notice in the event of any conflict.”
“You have the right at any time to opt out of (i) any selling or sharing of your personal information to a third-party (excluding service providers or other exceptions permitted by law)”
“we will retain your Personal Information for as long as we believe it is necessary to comply with our legal obligations, resolve disputes, enforce our Terms of Service and other agreements, or to protect the rights, property or safety of …”
“You may request a copy of the following: (1) the categories of Personal Information we collected about you; (2) the categories of sources from which the Personal Information is collected... (5) the specific pieces of your Personal Information that we …”
“We may use certain cookies known as third-party advertising cookies or "Targeting Cookies"... to share limited identifying information including Online User Activity with advertising partners to provide you with advertising about products and services tailored to your interests.”
“We may use Artificial Intelligence (AI) Technology when processing your Personal Information as described above. This may also involve de-identifying or anonymizing your Personal Information to train, optimize, ground or otherwise enhance our AI Technology...”
“Provide Marketing and Advertising, such as to send you information about our Services, such as offers, promotions, newsletters and other marketing content, offered by Us or our third-party partners”
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
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