OpenAI · OpenAI EU Terms of Use · View original document ↗

Limitation of Liability

Medium severity Low confidence Inferredfromcontext Common · 228 of 325 platforms
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Document Record

What it is

The agreement likely limits OpenAI's liability for damages arising from use of its services, which is a standard provision in platform terms; however, EU consumer protection law may limit the enforceability of such caps against consumers.

This analysis describes what OpenAI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Liability limitation clauses define the maximum financial exposure a company accepts for service failures or harms; under EU law, mandatory consumer protection provisions may override contractual liability caps that fall below statutory minimums.

Interpretive note: Exact liability limitation language was not available in the truncated document; this analysis reflects standard EU platform terms liability structures and applicable EU consumer law interaction.

Consumer impact (what this means for users)

Any liability caps in the agreement may not be fully enforceable against EU consumers where EU mandatory consumer protection law provides greater protections; consumers who experience harms from AI-generated outputs should be aware that applicable law, not solely the contract terms, determines recourse.

How other platforms handle this

Whatnot Medium

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER WHATNOT NOR ITS SERVICE PROVIDERS INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SERVICES WILL BE LIABLE FOR ANY INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOST REVENUES, LOST SAVINGS, LOST BUSINESS OPPORT...

Cohere Medium

In no event will either party's aggregate liability arising out of or related to this Agreement exceed the total fees paid or payable by Customer in the twelve (12) months preceding the claim. In no event will either party be liable for any indirect, incidental, special, consequential, or punitive d...

Anthropic Medium

Except as stated in Section L.3.b, the liability of each party, and its affiliates and licensors, for any damages arising out of or related to these Terms (i) excludes damages that are consequential, incidental, special, indirect, or exemplary damages, including lost profits, business, contracts, re...

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ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

(1) REGULATORY LANDSCAPE: Liability limitation provisions in EU consumer contracts engage the EU Unfair Contract Terms Directive (93/13/EEC) and national implementations, which prohibit terms that create a significant imbalance in parties' rights to the detriment of consumers. The EU AI Act also creates a prospective liability framework for AI systems that may interact with or supplement contractual liability limitations. (2) GOVERNANCE EXPOSURE: Medium. Standard platform liability caps are commonly applied but face greater scrutiny in EU consumer contracts than in US commercial agreements; courts in Germany, France, and the Netherlands have historically been willing to strike down overly broad liability exclusions in consumer contracts. (3) JURISDICTION FLAGS: Germany's BGB consumer protection provisions and France's Code de la consommation impose mandatory liability floors that supersede contractual exclusions for certain harm categories. UK users post-Brexit are covered by the Consumer Rights Act 2015, which similarly restricts liability exclusions for core service failures. (4) CONTRACT AND VENDOR IMPLICATIONS: B2B customers should negotiate explicit liability caps and indemnification carve-outs in commercial agreements, as the standard terms' liability limitations may not adequately address enterprise-scale harm scenarios. (5) COMPLIANCE CONSIDERATIONS: Legal teams reviewing OpenAI as a vendor should assess whether the liability framework is adequate for their sector-specific risk profile, particularly in regulated industries such as financial services or healthcare where AI-assisted decision-making creates heightened harm potential.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • FTC
    For US-connected operations, the FTC has jurisdiction over unfair or deceptive practices; EU users should contact their national consumer protection authority
    File a complaint →

Applicable regulations

EU AI Act - High Risk Provisions
EU
FTC Act Section 5
United States Federal

Provision details

Document information
Document
OpenAI EU Terms of Use
Entity
OpenAI
Document last updated
May 11, 2026
Tracking information
First tracked
May 11, 2026
Last verified
May 12, 2026
Record ID
CA-P-011052
Document ID
CA-D-00756
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
de276a8b3e29086fd981e998740a2283e9064e408cbd12835efb4a7406685da7
Analysis generated
May 11, 2026 11:32 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: OpenAI
Document: OpenAI EU Terms of Use
Record ID: CA-P-011052
Captured: 2026-05-11 11:32:02 UTC
SHA-256: de276a8b3e29086f…
URL: https://conductatlas.com/platform/openai/openai-eu-terms-of-use/limitation-of-liability/
Accessed: May 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does OpenAI's Limitation of Liability clause do?

Liability limitation clauses define the maximum financial exposure a company accepts for service failures or harms; under EU law, mandatory consumer protection provisions may override contractual liability caps that fall below statutory minimums.

How does this clause affect you?

Any liability caps in the agreement may not be fully enforceable against EU consumers where EU mandatory consumer protection law provides greater protections; consumers who experience harms from AI-generated outputs should be aware that applicable law, not solely the contract terms, determines recourse.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 228 platforms. See the full comparison.

Is ConductAtlas affiliated with OpenAI?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by OpenAI.