Provision record
Mercury · Mercury Privacy Policy · View original document ↗

Credit bureau data used for creditworthiness and underwriting

Medium severity Explicit document language Common · 279 of 352 platforms
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This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

Recent Activity

This document changed recently

Medium Jul 24, 2026

The updated privacy policy now discloses that cookies from Facebook Ads, Bing Ads, Braze, Google Ads, and LinkedIn Ads serve an additional purpose: 'SaleOfInfo'. This means data collected through these cookies may be sold or shared with third-party commercial partners, beyond their existing use for advertising and analytics. Under the revised policy, Mercury treats data from these cookies as subject to potential sale or commercial sharing. You can review Mercury's full privacy policy to understand your data rights and any available opt-out mechanisms.

View change record →

Clause Stability Stable

0
Changes
3
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 3333 other provisions on other platforms.

How other platforms handle this

Square Medium

we may use this information to make it easier for you to find the people you want to send payments to, for account and identity verification and fraud prevention purposes, to reduce the risk you will send payments to the wrong person, or to provide other personalized services.

Google Cloud Medium

We evaluate Service Data to help us improve the performance and functionality of Cloud Services.

Notion Medium

Developing new products and services and improving the Services

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Credit Bureau and Agencies to obtain third-party information, including consumer and/or commercial credit reports, to assess creditworthiness, determine risk and fraud profiles, and support underwriting decisions.

Excerpt from Mercury's Privacy Policy

Applicable regulations

CCPA/CPRA
California, USA
ePrivacy Directive
European Union
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal

Provision details

Document information
Document
Mercury Privacy Policy
Entity
Mercury
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-069451
Document ID
CA-D-00530
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
f8b49beb208e6c3f2b9fb8ddafa22b88d22bbef9e6d3e086c87840d1d5a282f8
Analysis generated
July 9, 2026 08:43 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Mercury
Document: Mercury Privacy Policy
Record ID: CA-P-069451
Captured: 2026-07-09 08:43:59 UTC
SHA-256: f8b49beb208e6c3f…
URL: https://conductatlas.com/platform/mercury/mercury-privacy-policy/provision/CA-P-069451/credit-bureau-data-used-for-creditworthiness-and-underwriting/
Accessed: Aug. 5, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

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Frequently Asked Questions

What does Mercury's Credit bureau data used for creditworthiness and underwriting clause do?

The clause states: “Credit Bureau and Agencies to obtain third-party information, including consumer and/or commercial credit reports, to assess creditworthiness, determine risk and fraud profiles, and support underwriting decisions.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 279 platforms. See the full comparison.

Is ConductAtlas affiliated with Mercury?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Mercury.