This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy expands the categories of personal information Mercury collects and processes for business customers. Mercury now explicitly collects investment profile information, demographic data (citizenship status, sex assigned at birth), and information about dependents and payment beneficiaries. For business customers, Mercury may collect personal information directly from contractors, payment recipients, and other connected individuals at the business's direction to support payroll, benefits, and payment processing. The policy also clarifies that marketing SMS messages require separate consent from transactional messages, and that phone numbers will not be shared with third parties for their own advertising purposes. You can opt out of marketing SMS messages without affecting receipt of transactional messages.
View change record →The updated policy discloses Mercury's SMS and MMS messaging practices and establishes specific protections for users who opt in. The policy states that mobile phone numbers and opt-in consent data will not be sold, rented, or shared with third parties for marketing purposes, and will only be shared with telecommunications carriers under binding confidentiality agreements to deliver the service. You can opt out at any time by replying 'STOP' to any message or updating your notification preferences in your Mercury account settings.
View change record →How other platforms handle this
We may change this Policy from time to time. We will post any privacy policy changes on this page and, if the changes are material, we will provide you with notice.
If we make material changes, as determined in our sole discretion, we will attempt to notify you by contacting you at the e-mail address and/or phone number you provided when creating your Patreon account.
If the changes, in our sole discretion, are material, we may also notify you by sending an email to the address associated with your account (if you have chosen to provide a verified email address) or by otherwise providing notice through our Services.
"If changes are material, we will update the 'Last Updated' date at the top of this page and provide notice where required. Any changes to this Privacy Policy are effective when posted on our website.Excerpt from Mercury's Privacy Policy
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The clause states: “If changes are material, we will update the 'Last Updated' date at the top of this page and provide notice where required. Any changes to this Privacy Policy are effective when posted on our website.”
ConductAtlas has identified this type of provision across 284 platforms. See the full comparison.
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