This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy expands the categories of personal information Mercury collects and processes for business customers. Mercury now explicitly collects investment profile information, demographic data (citizenship status, sex assigned at birth), and information about dependents and payment beneficiaries. For business customers, Mercury may collect personal information directly from contractors, payment recipients, and other connected individuals at the business's direction to support payroll, benefits, and payment processing. The policy also clarifies that marketing SMS messages require separate consent from transactional messages, and that phone numbers will not be shared with third parties for their own advertising purposes. You can opt out of marketing SMS messages without affecting receipt of transactional messages.
View change record →The updated policy discloses Mercury's SMS and MMS messaging practices and establishes specific protections for users who opt in. The policy states that mobile phone numbers and opt-in consent data will not be sold, rented, or shared with third parties for marketing purposes, and will only be shared with telecommunications carriers under binding confidentiality agreements to deliver the service. You can opt out at any time by replying 'STOP' to any message or updating your notification preferences in your Mercury account settings.
View change record →How other platforms handle this
Recipient may disclose Discloser's Confidential Information: (i) to the extent required by applicable law or regulation; (ii) pursuant to a subpoena or order of a court or regulatory, self-regulatory, or legislative body of competent jurisdiction.
You will be notified via email and/or through a prominent notice on the Services if a transaction takes place, as well as any choices you may have regarding your information.
Your disclosure of Workday's Confidential Information pursuant to law or a judicial or administrative order will not be deemed to be a breach of this Agreement, if you (A) provide timely written notice...
"If we are required by law to notify you of a security incident impacting your Personal Information, we will do so in accordance with applicable law.Excerpt from Mercury's Privacy Policy
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The clause states: “If we are required by law to notify you of a security incident impacting your Personal Information, we will do so in accordance with applicable law.”
ConductAtlas has identified this type of provision across 267 platforms. See the full comparison.
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