“You may have the right to opt out of the "sale" or "sharing" of Personal Information, as defined under applicable law. You may exercise this right by clicking the "Your Privacy Choices" link...or enabling GPC.”
This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause identifies a conditional opt-out right — qualified by 'may have' and 'as defined under applicable law' — and specifies the mechanisms available to exercise it.
Interpretive note: The right is expressly conditional ('may have') and scope-limited ('as defined under applicable law'). These qualifiers are preserved in all fields.
The updated policy expands the categories of personal information Mercury collects and processes for business customers. Mercury now explicitly collects investment profile information, demographic data (citizenship status, sex assigned at birth), and information about dependents and payment beneficiaries. For business customers, Mercury may collect personal information directly from contractors, payment recipients, and other connected individuals at the business's direction to support payroll, benefits, and payment processing. The policy also clarifies that marketing SMS messages require separate consent from transactional messages, and that phone numbers will not be shared with third parties for their own advertising purposes. You can opt out of marketing SMS messages without affecting receipt of transactional messages.
View change record →The updated policy discloses Mercury's SMS and MMS messaging practices and establishes specific protections for users who opt in. The policy states that mobile phone numbers and opt-in consent data will not be sold, rented, or shared with third parties for marketing purposes, and will only be shared with telecommunications carriers under binding confidentiality agreements to deliver the service. You can opt out at any time by replying 'STOP' to any message or updating your notification preferences in your Mercury account settings.
View change record →Depending on applicable law, you may be able to opt out of Mercury's 'sale' or 'sharing' of your Personal Information by using the 'Your Privacy Choices' link or enabling GPC.
How other platforms handle this
Right to Know: The right to request details about the Personal Information we collect, use, or disclose, as well as information about our data practices.
The right to request that we disclose to you the personal information we collect, use, or disclose about you, and information about our data practices.
The CCPA provides California residents specific rights to delete their personal data that we collected from them and retained, subject to certain exceptions (the "right to delete").
"You may have the right to opt out of the "sale" or "sharing" of Personal Information, as defined under applicable law. You may exercise this right by clicking the "Your Privacy Choices" link...or enabling GPC.Excerpt from Mercury's Privacy Policy
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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The clause identifies a conditional opt-out right — qualified by 'may have' and 'as defined under applicable law' — and specifies the mechanisms available to exercise it.
Depending on applicable law, you may be able to opt out of Mercury's 'sale' or 'sharing' of your Personal Information by using the 'Your Privacy Choices' link or enabling GPC.
ConductAtlas has identified this type of provision across 276 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Mercury.