Marqeta is authorized to use and disclose aggregated and pseudonymized cardholder and transaction data derived from Customer's card program, combined with data from other customers, for any purpose not prohibited by applicable law. The agreement requires that aggregation be at a national or regional level such that Customer's identity is not individually identifiable from the output.
This analysis describes what Marqeta's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision permits Marqeta to commercially use and disclose pseudonymized transaction and cardholder data derived from Customer's program at a population level. While Customer's identity is protected at the aggregation level, the use of cardholder and transaction data for purposes beyond direct service delivery is authorized under this clause, subject to applicable law constraints.
Interpretive note: The agreement does not define the specific pseudonymization methodology or technical standard applied, and the adequacy of pseudonymization may vary depending on applicable law, particularly GDPR.
Under this clause, pseudonymized cardholder and transaction data from Customer's card program may be aggregated with data from other Marqeta customers and used or disclosed by Marqeta for any lawful purpose. The agreement requires aggregation at a national or regional scale to prevent identification of Customer's specific program data.
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Compare across platforms →"Marqeta may use and disclose Aggregated Data to the extent not prohibited by Applicable Law. Marqeta will ensure that Aggregated Data is aggregated on a national or regional basis with data from other customers such that Customer's identity is not discernible from the Aggregated Data. Under the Agreement, "Aggregated Data" means pseudonymized Cardholder Data, Transaction Data, or other information collected by Marqeta in connection with Customer's use of the Services that is combined with pseudonymized data of a similar nature obtained from Marqeta's other customers.Excerpt from Marqeta's Terms of Use
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This provision permits Marqeta to commercially use and disclose pseudonymized transaction and cardholder data derived from Customer's program at a population level. While Customer's identity is protected at the aggregation level, the use of cardholder and transaction data for purposes beyond direct service delivery is authorized under this clause, subject to applicable law constraints.
Under this clause, pseudonymized cardholder and transaction data from Customer's card program may be aggregated with data from other Marqeta customers and used or disclosed by Marqeta for any lawful purpose. The agreement requires aggregation at a national or regional scale to prevent identification of Customer's specific program data.
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