Customer is required to maintain books and records in connection with the agreement for at least one year post-termination (or longer as required by law) and must make these available to Marqeta, the Issuer, Card Brands, Regulators, the KYC Service Provider, and any of their third-party designees for audit purposes. Customer bears all costs of record keeping and audit access.
This analysis describes what Marqeta's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision grants a broad set of parties, including Marqeta's third-party designees, audit access to Customer's business practices and compliance records for the duration of the agreement and at least one year after termination. Customer bears all associated costs, and the scope of business practices subject to audit is not limited solely to card program operations.
Under this clause, Customer must maintain compliance records and make them available to Marqeta, the Issuer, Card Brands, Regulators, the KYC Service Provider, and any of their third-party designees throughout the agreement term and for at least one year after termination. Customer is responsible for all costs of maintaining and providing access to these records.
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Compare across platforms →"During the term of the Agreement and for at least one (1) year thereafter (or longer if required by Applicable Law), Customer acknowledges and agrees that its compliance with the terms, conditions, and provisions of the Agreement, as well as its business practices, are subject to review and audit by Marqeta, Issuer, the applicable Card Brands, or a Regulator, and, when applicable, the KYC Service Provider (defined in Section F (KYC Services), or any third-party designee of Marqeta, Issuer, Card Brand, Regulator, or KYC Service Provider (the "Auditing Parties"), and Customer will keep, maintain, and make available books and records in connection with the Agreement so that the Auditing Parties can determine Customer's compliance with the terms, conditions, and provisions of the Agreement. Customer will be responsible for all costs and expenses for keeping, maintaining, and making available books and records.Excerpt from Marqeta's Terms of Use
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This provision grants a broad set of parties, including Marqeta's third-party designees, audit access to Customer's business practices and compliance records for the duration of the agreement and at least one year after termination. Customer bears all associated costs, and the scope of business practices subject to audit is not limited solely to card program operations.
Under this clause, Customer must maintain compliance records and make them available to Marqeta, the Issuer, Card Brands, Regulators, the KYC Service Provider, and any of their third-party designees throughout the agreement term and for at least one year after termination. Customer is responsible for all costs of maintaining and providing access to these records.
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