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This analysis describes what Marqeta's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Customer assumes full financial exposure for a broad range of Card-related losses, including fraud and chargebacks, with no allocation of that risk to Marqeta.
Interpretive note: The excerpt includes 'compliance with Customer Legal Requirements' as a separately enumerated item; it is recorded in omitted_material but not merged into the canonical claim to preserve the single-proposition rule.
The reader is required to absorb all financial losses arising from credit losses, chargebacks, fraud, load failures attributable to their own conduct, and any other Card losses.
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"Customer will bear all risk and cost of compliance with Customer Legal Requirements, credit losses, load failures due to Customer's acts or omissions, chargebacks, fraud or any other losses on the Cards...Excerpt from Marqeta's Terms of Use
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Customer assumes full financial exposure for a broad range of Card-related losses, including fraud and chargebacks, with no allocation of that risk to Marqeta.
The reader is required to absorb all financial losses arising from credit losses, chargebacks, fraud, load failures attributable to their own conduct, and any other Card losses.
ConductAtlas has identified this type of provision across 292 platforms. See the full comparison.
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