The document states that personal data is retained for variable periods determined by service necessity, legal and regulatory obligations, dispute resolution, and contractual requirements, with retention schedules specified in an internal records retention policy. At the end of the applicable retention period, data will be deleted or de-identified.
This analysis describes what Marqeta's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The policy does not publish specific retention periods for individual data categories in this notice, instead referencing an internal records retention policy and schedule that is not reproduced here. This means data subjects cannot determine the applicable retention period for their data from this document alone.
Interpretive note: Specific retention periods for individual data categories are not published in this notice and are governed by an internal records retention policy not reproduced here, making it impossible to assess the adequacy or proportionality of retention periods from this document alone.
Under this provision, the specific period for which Marqeta retains any given category of personal data depends on internal retention schedules and criteria that are not published in this notice; individuals who want information about specific retention periods for their data can contact privacy@marqeta.com to request that information.
Cross-platform context
See how other platforms handle Data Retention Policy and similar clauses.
Compare across platforms →"We retain personal data for as long as necessary to provide the Services and fulfill the transactions you have requested, comply with our legal and regulatory obligations, resolve disputes, enforce our agreements, and other legitimate and lawful business purposes. Because these needs can vary for different types of information and the different Services, actual retention periods can vary significantly based on criteria such as user expectations or consent, the sensitivity of the information, the availability of automated controls that enable users to delete information, and our legal or contractual obligations. [...] Following the expiration of the retention periods or when the personal data is no longer needed, we will take steps to either delete or de-identify the personal data.Excerpt from Marqeta's Privacy Policy
1.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
The policy does not publish specific retention periods for individual data categories in this notice, instead referencing an internal records retention policy and schedule that is not reproduced here. This means data subjects cannot determine the applicable retention period for their data from this document alone.
Under this provision, the specific period for which Marqeta retains any given category of personal data depends on internal retention schedules and criteria that are not published in this notice; individuals who want information about specific retention periods for their data can contact privacy@marqeta.com to request that information.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Marqeta.