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This analysis describes what Klarna's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users have a statutory opt-out right under GLBA that limits a specific category of data sharing, but only with unaffiliated third parties and only for certain types of sharing.
Interpretive note: The excerpt spells the Act as 'Gramm-Leech-Bliley' but the correct name is 'Gramm-Leach-Bliley.' The evidence span is reproduced verbatim as it appears in the source document.
You have the right to opt out of certain sharing of your non-public personal information with unaffiliated third parties under the Gramm-Leach-Bliley Act.
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"You may opt out of certain types of sharing under GLBA; to limit our sharing of non-public personal information with unaffiliated third parties under Gramm-Leech-Bliley Act simply go to the Klarna app...Excerpt from Klarna's Privacy Policy
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
Users have a statutory opt-out right under GLBA that limits a specific category of data sharing, but only with unaffiliated third parties and only for certain types of sharing.
You have the right to opt out of certain sharing of your non-public personal information with unaffiliated third parties under the Gramm-Leach-Bliley Act.
ConductAtlas has identified this type of provision across 294 platforms. See the full comparison.
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