This analysis describes what Klarna's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users have a statutory opt-out right under GLBA that limits a specific category of data sharing, but only with unaffiliated third parties and only for certain types of sharing.
Interpretive note: The excerpt spells the Act as 'Gramm-Leech-Bliley' but the correct name is 'Gramm-Leach-Bliley.' The evidence span is reproduced verbatim as it appears in the source document.
You have the right to opt out of certain sharing of your non-public personal information with unaffiliated third parties under the Gramm-Leach-Bliley Act.
How other platforms handle this
You may have the right to object to or opt out of certain uses of your information.
You may also change your preference and "opt out" of receiving certain marketing communications from us by clicking the unsubscribe link included at the bottom of all such communications...
When you are asked to provide information, you may decline to do so; but if you choose not to provide information that is necessary to provide some of our Services, you may not be able to use those Services.
"You may opt out of certain types of sharing under GLBA; to limit our sharing of non-public personal information with unaffiliated third parties under Gramm-Leech-Bliley Act simply go to the Klarna app...Excerpt from Klarna's Privacy Policy
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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Users have a statutory opt-out right under GLBA that limits a specific category of data sharing, but only with unaffiliated third parties and only for certain types of sharing.
You have the right to opt out of certain sharing of your non-public personal information with unaffiliated third parties under the Gramm-Leach-Bliley Act.
ConductAtlas has identified this type of provision across 289 platforms. See the full comparison.
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