This version of the Gemini User Agreement landing page was last updated on February 19, 2026, which is the date from which these routing terms take effect.
If you opened your Gemini account before February 19, 2026, you should verify whether Gemini notified you of material changes to your applicable agreement and whether those changes affected your arbitration rights, fee structures, or data rights without your explicit re-consent.
Cross-platform context
See how other platforms handle Effective Date / Agreement Version and similar clauses.
Compare across platforms →The effective date establishes when the current state-bifurcated structure became operative, and users who opened accounts before this date should confirm whether they were notified of changes and whether their consent to updated terms was properly obtained.
(1) REGULATORY FRAMEWORK: State contract law (all 50 states) and the E-SIGN Act (15 U.S.C. §7001) govern the validity of unilateral amendments to consumer contracts via electronic notice. NYDFS requires BitLicense holders to provide advance notice of material changes to consumer-facing agreements. CCPA (Cal. Civ. Code §1798.130) requires updated privacy notices when material collection or sharing practices change. (2)
Compliance intelligence locked
Regulatory citations, enforcement risk, and due diligence action items.
Watcher: regulatory citations. Professional: full compliance memo.