The actual legal terms governing your Gemini account, including fees, dispute resolution, and data practices, are contained in a separate linked agreement, not on this page.
This analysis describes what Gemini's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users cannot understand their full legal obligations or rights from this landing page alone; they must locate and read the state-specific agreement that applies to them.
Interpretive note: The enforceability of terms incorporated by reference depends on jurisdiction-specific notice requirements and court interpretation; the substantive provisions of the linked agreements are not available in this document.
This page does not disclose the substantive terms of Gemini's user agreement, meaning consumers who only review this landing page will be unaware of key provisions such as arbitration requirements, fee disclosures, and data handling practices. Reading the full linked agreement for your state is necessary to understand what you have agreed to.
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"Your use of the Gemini platform is governed by the user agreement that corresponds to your state of residence.— Excerpt from Gemini's Gemini User Agreement
(1) REGULATORY LANDSCAPE: Incorporating contractual terms by reference to a separate document is a common practice but may face scrutiny under state consumer protection laws that require clear and conspicuous disclosure of material terms, particularly for financial services. The FTC Act and state UDAP statutes may require that users have reasonable notice of material terms before entering into a binding agreement. (2) GOVERNANCE EXPOSURE: Medium. The incorporation-by-reference structure means that the enforceability of specific provisions, particularly arbitration clauses and class action waivers, may depend on whether courts find that users had adequate notice of and opportunity to review the separate agreements. Courts in some jurisdictions have declined to enforce arbitration provisions in contracts that were not clearly presented. (3) JURISDICTION FLAGS: California courts have applied heightened scrutiny to arbitration clauses incorporated by reference in consumer contracts. New York courts similarly require clear notice of material terms. Any jurisdiction that applies a reasonable notice or clear and conspicuous standard creates potential enforceability risk for terms not disclosed on this page. (4) CONTRACT AND VENDOR IMPLICATIONS: Legal teams reviewing Gemini's terms for vendor or institutional engagement should obtain both linked agreements and treat them as the operative contractual documents. This landing page functions as a routing mechanism only and has no independent contractual significance. (5) COMPLIANCE CONSIDERATIONS: Compliance teams should verify that the linked agreements are current, accessible, and properly versioned, and that any updates to either agreement are communicated to affected users with appropriate notice and consent mechanisms as required by applicable law.
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Users cannot understand their full legal obligations or rights from this landing page alone; they must locate and read the state-specific agreement that applies to them.
This page does not disclose the substantive terms of Gemini's user agreement, meaning consumers who only review this landing page will be unaware of key provisions such as arbitration requirements, fee disclosures, and data handling practices. Reading the full linked agreement for your state is necessary to understand what you have agreed to.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Gemini.