This page does not contain the actual legal terms that govern your use of Gemini — it only tells you which separate document to go read, and the content of that document is not reproduced or summarized here.
Consumers are effectively one or two clicks away from the terms that govern their crypto trading, data rights, and dispute resolution options — this structural opacity increases the risk that users proceed without informed consent, particularly with respect to mandatory arbitration or class action waiver provisions that may appear in the underlying agreements.
Cross-platform context
See how other platforms handle Absence of Substantive Terms in Landing Document and similar clauses.
Compare across platforms →Because this landing page contains no substantive legal provisions, users who stop reading here — or who are not prompted to click through — may use Gemini's platform without ever reading the terms that actually bind them, including arbitration clauses or liability waivers.
(1) REGULATORY FRAMEWORK: FTC Act Section 5 (15 U.S.C. §45) and the FTC's .com Disclosures guidance (2013) require that material terms be clear and conspicuous — a landing page that withholds all substantive terms and requires click-through may not satisfy this standard. NYDFS regulations require that BitLicense holders present certain disclosures to NY consumers prior to account activation. CFPB supervisory guidance on electronic disclosures (under EFTA and TILA where applicable) also requires accessible and timely presentation of material terms. (2)
Compliance intelligence locked
Regulatory citations, enforcement risk, and due diligence action items.
Watcher: regulatory citations. Professional: full compliance memo.