This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision creates a dual retention framework: one based on operational necessity and a second based on regulatory mandate. This structure establishes that retention periods are determined partly by Coinbase's business purposes and partly by external legal requirements that may extend beyond the user relationship termination date.
Users' personal information will be retained beyond account closure for periods specified by law, including up to five years or more under anti-money laundering and Know Your Customer regulatory schemes. The retention occurs automatically under the terms without requiring additional user consent or action.
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"We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. For example, we may be required to retain your personal information for a period of time after you close your account to comply with legal obligations, resolve disputes, and enforce our agreements. Regulatory requirements, including anti-money laundering and Know Your Customer obligations, may require us to retain certain information for five years or more after your account relationship ends.— Excerpt from Coinbase's Coinbase Privacy Policy
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The provision creates a dual retention framework: one based on operational necessity and a second based on regulatory mandate. This structure establishes that retention periods are determined partly by Coinbase's business purposes and partly by external legal requirements that may extend beyond the user relationship termination date.
Users' personal information will be retained beyond account closure for periods specified by law, including up to five years or more under anti-money laundering and Know Your Customer regulatory schemes. The retention occurs automatically under the terms without requiring additional user consent or action.
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