Cash App · Cash App Terms of Service · View original document ↗

Minor (Sponsored) Account Terms

Medium severity Unique · 0 of 343 platforms
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Recent governance activity Cash App recorded 7 documented changes in the last 30 days.
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This analysis describes what Cash App's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision is operationally significant because it creates a separate regulatory framework for minor account holders, establishing distinct consent mechanisms, transaction limits, or feature restrictions that differ from standard adult account terms. Cash App's compliance obligations and account management procedures differ materially when the account holder is a minor.

Recent Activity

This document changed recently

Medium Jun 5, 2026

The updated terms establish new authorization rules for minors using Cash App through Sponsored Accounts. When a parent authorizes a Sponsored Account for a teen, the terms now state the parent expressly authorizes the teen to request, receive, activate, and use a Cash App Card and add it to a Cash App Tag without requiring additional parental approval for each action. The terms treat any such request or use by the teen as made at the parent's direction. For children under the teen category, the terms note the child may have limited or no independent ability to request or activate a Card or Tag. Cash App also introduces new fees for the Cash App Tag service: $25 for purchase and $15 for expedited shipping. You can review your Sponsored Account settings to understand what authorization scope you have granted.

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Medium May 15, 2026

The updated terms introduce a new stablecoin withdrawal feature that allows Cash App users to convert USD to stablecoins and send them to external blockchain addresses. Under the revised language, users do not acquire ownership or title to stablecoins; Cash App or its partners retain full control until delivery to the specified address. Critically, the terms state that withdrawals cannot be reversed or refunded once initiated on the blockchain, and sending assets to unsupported networks or incorrect addresses will result in permanent and irreversible loss of funds. Users are solely responsible for verifying accurate withdrawal instructions and compatible network addresses before initiating transfers.

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Medium Apr 28, 2026

The updated terms increase the Foreign Transaction Fee from 3% to 3.25% and narrow the circumstances under which this fee is waived. Previously, users who spent $500+ monthly or received $300+ in deposits waived the entire Foreign Transaction Fee. Under the revised terms, the fee waiver now applies only to card-present (in-person) transactions, meaning online and card-not-present international purchases remain subject to the fee without a waiver path. Users making qualifying purchases or deposits still receive fee waivers, but only for in-person international card transactions through the end of the following calendar month.

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Clause Stability Stable

0
Changes
3
Months Monitored
Apr 3, 2026
First Seen
Apr 10, 2026
Last Seen
This clause type exists across 466 other provisions on other platforms.

Consumer impact (what this means for users)

Under this provision, minors using Cash App operate under modified account terms that may include parental or guardian consent requirements, restrictions on transaction amounts or types, or limitations on account features. The specific modifications to standard terms apply based on the account holder's age status as declared during account creation.

How other platforms handle this

Twilio Medium

Twilio reserves the right to modify the terms of this Agreement at any time. Twilio will provide at least 30 days' notice of changes that materially alter your rights or obligations. Your continued use of the Services after any modification constitutes your acceptance of the updated Agreement.

Medium Medium

Medium may terminate or suspend your right to use our Services at any time for any or no reason upon notice to you.

Peloton Medium

Peloton reserves the right to modify these Terms at any time. If we make changes, we will provide notice of such changes, such as by sending an email notification, providing notice through the Service or updating the 'Last Updated' date at the beginning of these Terms. Your continued use of the Serv...

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Applicable regulations

CFAA
United States Federal

Provision details

Document information
Document
Cash App Terms of Service
Entity
Cash App
Document last updated
May 5, 2026
Tracking information
First tracked
May 21, 2026
Last verified
May 21, 2026
Record ID
CA-P-000624
Document ID
CA-D-00077
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
7bf927051813dbeff43010febdf2538f90eaa9870644d427ba46597713c61af9
Analysis generated
May 21, 2026 04:06 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Cash App
Document: Cash App Terms of Service
Record ID: CA-P-000624
Captured: 2026-05-21 04:06:46 UTC
SHA-256: 7bf927051813dbef…
URL: https://conductatlas.com/platform/cash-app/cash-app-terms-of-service/minor-sponsored-account-terms/
Accessed: July 4, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Cash App's Minor (Sponsored) Account Terms clause do?

This provision is operationally significant because it creates a separate regulatory framework for minor account holders, establishing distinct consent mechanisms, transaction limits, or feature restrictions that differ from standard adult account terms. Cash App's compliance obligations and account management procedures differ materially when the account holder is a minor.

How does this clause affect you?

Under this provision, minors using Cash App operate under modified account terms that may include parental or guardian consent requirements, restrictions on transaction amounts or types, or limitations on account features. The specific modifications to standard terms apply based on the account holder's age status as declared during account creation.

Is ConductAtlas affiliated with Cash App?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Cash App.