Cash App charges a 3% fee on any transaction made in a foreign currency, though this fee is waived if you spend $500 or receive $300 in qualifying deposits that month.
New provision disclosing 3% foreign transaction fees with specific waiver thresholds ($500 spending or $300 deposits), adding transparency to international transaction costs.
View full change record →If you use your Cash App Card internationally or make purchases in foreign currencies, a 3% foreign transaction fee applies to every transaction — on a $500 purchase abroad, that's an extra $15 — unless you qualify for the fee waiver through sufficient monthly spending or deposits.
Cross-platform context
See how other platforms handle Foreign Transaction Fee and similar clauses.
Compare across platforms →International travelers or people who send money abroad using the Cash App Card could unknowingly incur a 3% surcharge on every foreign transaction.
REGULATORY FRAMEWORK: Foreign transaction fee disclosures are governed by the CFPB Prepaid Account Rule (12 CFR §1005.18(b)) requiring clear pre-transaction disclosure in the short-form fee schedule. EFTA and Regulation E (12 CFR §1005.7) require clear disclosure of all fees at account opening and before the fee is incurred. The Truth in Lending Act (TILA, 15 U.S.C. §1601) and Regulation Z may apply where credit features intersect with foreign transactions.
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