By using Cash App, you grant Block, Inc. a license to use content you submit through the platform — the specific scope of this license is detailed in Section V of the Terms.
New intellectual property provision clarifies Block, Inc.'s (formerly Square, Inc.) ownership rights, likely addressing user-generated content and data licensing.
View full change record →Content you submit to Cash App — including payment notes, profile photos, and business descriptions — may be used by Block, Inc. under the license terms in Section V, which users should review carefully before submitting sensitive or identifiable information.
Cross-platform context
See how other platforms handle Intellectual Property License Over User Content and similar clauses.
Compare across platforms →Granting a broad content license means Cash App and its parent company Block, Inc. may be able to use payment notes, profile information, or other content you submit in ways beyond the immediate transaction.
REGULATORY FRAMEWORK: Intellectual property licenses over user-generated content implicate the FTC Act Section 5 (15 U.S.C. §45) prohibition on unfair or deceptive practices if the scope of the license is not adequately disclosed. CCPA/CPRA (Cal. Civ. Code §1798.100 et seq.) requires that data collected through such licenses be disclosed in the Privacy Notice and that California residents retain opt-out and deletion rights. COPPA (15 U.S.C. §6501) applies if content is collected from Sponsored Account users under age 13.
Compliance intelligence locked
Regulatory citations, enforcement risk, and due diligence action items.
Watcher: regulatory citations. Professional: full compliance memo.