Provision record
Betterment · Betterment Privacy Policy · View original document ↗

No Account Without Providing Personal Information

Medium confidence Common · 257 of 343 platforms

Key Facts · in the document’s own words

Is the provision of personal information a condition of becoming a customer at Betterment?
“If you do not wish to provide this information, you cannot become a Betterment customer.”
Version CA-V-004360, captured July 1, 2026 · live source ↗
Our reading, not the document’s words
Betterment requires the provision of personal information as a condition of becoming a customer.
Stay ahead of the changes
Track Betterment and hear on the next check after its terms change. We check daily where we can, and show you where we can't.
Share 𝕏 Share in Share 🔒 PDF
ⓘ

This analysis describes what Betterment's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

The clause is consequential because it makes the provision of personal information a non-negotiable condition of access to Betterment's services.

⚠

Interpretive note: The excerpt references 'this information' without specifying which personal information is required. The canonical claim therefore cannot enumerate the specific data elements, and the full scope of the requirement cannot be determined from this excerpt alone.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

Users who decline to provide the required personal information are excluded from becoming Betterment customers.

How other platforms handle this

Gumroad

transfers your account and username to another party without our consent

Ro

If you create an account, you agree to provide information that is accurate, complete and correct, and to accurately maintain and update any information about yourself that you have provided to Ro.

Zoom

You may not assign or transfer any account, Host rights, or any other user rights with any other individual, except upon (i) an individual termination of employment or relationship with their employer...or (ii) Zoom's prior express written approval.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
If you do not wish to provide this information, you cannot become a Betterment customer.

Excerpt from Betterment's Privacy Policy

Provision details

Document information
Document
Betterment Privacy Policy
Entity
Betterment
Date stated by the document
June 30, 2026
As printed in Betterment’s text (version CA-V-004360), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
March 19, 2026
Text quoted from version
CA-V-004360, captured July 1, 2026
Record ID
CA-P-033522
Document ID
CA-D-000212
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-004360)
a98f8c81f284587ccce03745e2d8ebe90917c85240679c66b3037b27826b7138
Analysis generated
July 9, 2026 06:49 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-004360, captured July 1, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Betterment
Document: Betterment Privacy Policy
Record ID: CA-P-033522
Version: CA-V-004360
Captured: 2026-07-01 00:31:18 UTC
SHA-256: a98f8c81f284587c…
URL: https://conductatlas.com/platform/betterment/betterment-privacy-policy/provision/CA-P-033522/no-account-without-providing-personal-information/
Accessed: Nov. 3, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

Get the weekly coverage letter

Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.

Frequently Asked Questions

What does Betterment's No Account Without Providing Personal Information clause do?

The clause is consequential because it makes the provision of personal information a non-negotiable condition of access to Betterment's services.

How does this clause affect you?

Users who decline to provide the required personal information are excluded from becoming Betterment customers.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 257 platforms. See the full comparison.

Is ConductAtlas affiliated with Betterment?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Betterment.