Bank of America · Bank of America Deposit Agreement · View original document ↗

Data Sharing and Privacy Practices

Medium severity Unique · 0 of 343 platforms
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This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause establishes the operational framework for information sharing across the Bank's business operations and establishes that data practices are governed by a separate Privacy Notice document rather than solely by this agreement. This structure allocates specific data governance mechanics to the incorporated Privacy Notice while the deposit agreement addresses the general authorization principle.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 27, 2026
First Seen
Apr 27, 2026
Last Seen
This clause type exists across 1153 other provisions on other platforms.

Consumer impact (what this means for users)

The provision subjects customer information to disclosure to multiple categories of recipients (affiliates and non-affiliated third parties) across multiple stated purposes, with the specific parameters, limitations, and opt-out mechanisms defined in the Bank's Privacy Notice. Users of Online Banking are bound to comply with the data practices as described in the incorporated Privacy Notice document.

How other platforms handle this

MetaMask Medium

We may share your personal information with our affiliates, meaning entities that control, are controlled by, or are under common control with Consensys. We also share information with service providers who assist in operating our services, subject to confidentiality obligations.

Ledger Medium

At Ledger, earning and maintaining our users' trust is a top priority. That's why we are deeply committed not only to protecting your privacy and securing your personal data, but also to being fully transparent about how we handle it.

Target Medium

RedCard. We share information with our financial partners to operate the Target RedCard program.

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▸ View Original Clause Language DOCUMENT RECORD
"
We may share information about you and your account history with our affiliates and with non-affiliated third parties as permitted by law and described in our Privacy Notice. This includes sharing for purposes such as providing and improving services, marketing, and as required by law. By using Online Banking, you agree to the data practices described in our Privacy Notice, which is incorporated by reference into this Agreement.

— Excerpt from Bank of America's Bank of America Deposit Agreement

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Bank of America Deposit Agreement
Entity
Bank of America
Document last updated
May 5, 2026
Tracking information
First tracked
March 7, 2026
Last verified
May 10, 2026
Record ID
CA-P-003313
Document ID
CA-D-00053
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3a84db97f26e6cc43ba57e3064c862f0c801f02c98b952132bcb7ba1add9a99c
Analysis generated
March 7, 2026 04:40 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Bank of America
Document: Bank of America Deposit Agreement
Record ID: CA-P-003313
Captured: 2026-03-07 04:40:52 UTC
SHA-256: 3a84db97f26e6cc4…
URL: https://conductatlas.com/platform/bank-of-america/bank-of-america-deposit-agreement/data-sharing-and-privacy-practices/
Accessed: June 18, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does Bank of America's Data Sharing and Privacy Practices clause do?

The clause establishes the operational framework for information sharing across the Bank's business operations and establishes that data practices are governed by a separate Privacy Notice document rather than solely by this agreement. This structure allocates specific data governance mechanics to the incorporated Privacy Notice while the deposit agreement addresses the general authorization principle.

How does this clause affect you?

The provision subjects customer information to disclosure to multiple categories of recipients (affiliates and non-affiliated third parties) across multiple stated purposes, with the specific parameters, limitations, and opt-out mechanisms defined in the Bank's Privacy Notice. Users of Online Banking are bound to comply with the data practices as described in the incorporated Privacy Notice document.

Is ConductAtlas affiliated with Bank of America?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Bank of America.