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This requirement mandates full loan term disclosure at a 'clearly and conspicuously' standard, ensuring borrowers have material financial information—including the maximum APR—before engaging with a loan offer.
The updated guidelines do not directly affect end users of apps, but they establish new requirements for developers submitting apps to the App Store. Developers must now provide regulatory documentation for apps requiring approval, implement content moderation safeguards for user-generated content and AI content creation platforms, and ensure all app information and creative assets meet specific accuracy and appropriateness standards. Developers who fail to implement safeguards or remediate violations after notice may be considered in violation of the Developer Code of Conduct, potentially resulting in app removal or account termination.
View change record →If you use an app to obtain a personal loan, the app must clearly and conspicuously disclose all loan terms, including the equivalent maximum APR and payment due date.
How other platforms handle this
Inform others who drive the vehicle, and passengers who connect their mobile devices to the vehicle, about the information in this Notice, including the Connected Vehicle Privacy section
we may disclose Confidential Information and Company Data if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to: (i) comply with legal process, applicable laws or government requests...
Company agrees to immediately notify Ramp in writing of any changes that may affect compliance with this Section.
"Apps offering personal loans must clearly and conspicuously disclose all loan terms, including but not limited to equivalent maximum Annual Percentage Rate (APR) and payment due date.Excerpt from Apple's App Store Review Guidelines
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This requirement mandates full loan term disclosure at a 'clearly and conspicuously' standard, ensuring borrowers have material financial information—including the maximum APR—before engaging with a loan offer.
If you use an app to obtain a personal loan, the app must clearly and conspicuously disclose all loan terms, including the equivalent maximum APR and payment due date.
ConductAtlas has identified this type of provision across 266 platforms. See the full comparison.
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