This analysis describes what Apple's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This requirement mandates full loan term disclosure at a 'clearly and conspicuously' standard, ensuring borrowers have material financial information—including the maximum APR—before engaging with a loan offer.
The updated guidelines state that developers must ensure kids receive age-appropriate experiences within their apps and must remove user-generated content that violates the guidelines, terms of service, or community standards. Under the revised policy, if Apple identifies policy-violating content, the developer will be asked to remove it and provide a compliance improvement plan. Based on the developer's response, the app may be removed from the App Store until compliance is demonstrated. This establishes a formal escalation pathway where developer inaction or inadequate remediation can result in app suspension or removal.
View change record →If you use an app to obtain a personal loan, the app must clearly and conspicuously disclose all loan terms, including the equivalent maximum APR and payment due date.
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Any person nominated or appointed as arbitrator to a dispute initiated under this Agreement shall disclose any previous or existing relationship with a Litigation Funder...This obligation is continuous and requires ongoing disclosure at any time while the arbitration is pending.
The following is a list of categories of personal information which we may collect or may have been collected from California residents within the last twelve (12) months.
"Apps offering personal loans must clearly and conspicuously disclose all loan terms, including but not limited to equivalent maximum Annual Percentage Rate (APR) and payment due date.Excerpt from Apple's App Store Review Guidelines
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This requirement mandates full loan term disclosure at a 'clearly and conspicuously' standard, ensuring borrowers have material financial information—including the maximum APR—before engaging with a loan offer.
If you use an app to obtain a personal loan, the app must clearly and conspicuously disclose all loan terms, including the equivalent maximum APR and payment due date.
ConductAtlas has identified this type of provision across 272 platforms. See the full comparison.
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