The agreement authorizes Apple to store multiple payment methods and attempt to charge them sequentially in account-settings order when the primary method fails, without requiring separate authorization for each attempt. Users remain responsible for any uncollected amounts regardless of which payment method was attempted.
This analysis describes what Apple Pay's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes advance authorization for Apple to charge any stored payment method associated with an account, in a defined order, without per-transaction user confirmation when the primary method fails. Users who store multiple payment methods should be aware that any of those methods may be charged automatically.
⚠ Apple will attempt to charge other stored payment methods in sequence if the primary method fails
⚠ Users remain responsible for uncollected amounts if no payment method succeeds
Cross-platform context
See how other platforms handle Sequential Payment Method Charging and similar clauses.
Compare across platforms →"You can associate multiple payment methods with your Apple Account, and you agree that Apple may store and charge those payment methods for Transactions. Your primary payment method appears at the top of your account settings payments page. If your primary payment method cannot be charged for any reason (such as expiration or insufficient funds), you authorize Apple to attempt to charge your other eligible payment methods in order from top to bottom as they appear on your account settings payments page. If we cannot charge you, you remain responsible for any uncollected amounts, and we may attempt to charge you again or request that you provide another payment method.Excerpt from Apple Pay's Apple Media Services Terms
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This provision establishes advance authorization for Apple to charge any stored payment method associated with an account, in a defined order, without per-transaction user confirmation when the primary method fails. Users who store multiple payment methods should be aware that any of those methods may be charged automatically.
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