This analysis describes what Apple Pay's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users who submit reviews, photos, or other creative content to Apple's platforms effectively give Apple a broad, irrevocable license to that content — and are also on the hook to compensate Apple if that content causes legal problems.
Any content you post or submit through Apple's services — including app reviews, photos, or other creative materials — can be used by Apple globally, permanently, and for free, and you remain financially responsible if that content infringes on someone else's rights.
How other platforms handle this
When you provide Content (as defined in the Steam Subscriber Agreement) to Steam, you grant Valve a worldwide, royalty-free, sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such Content... Valve is not responsi...
By submitting content to Venmo (whether through your public transactions, profile information, comments, or otherwise), you grant Venmo a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, copy, modify, create derivative works based on, distribute, publicly display,...
By submitting, posting, or displaying Content on or through the Services, you grant Docusign a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display and distribute such Content in any and all media or...
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"Unless otherwise agreed to in writing by Apple, by submitting or posting Content through the Services, you grant Apple a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Content throughout the world in any media. You represent and warrant that you own or otherwise control all of the rights to the Content that you post; that the Content is accurate; that use of the Content you supply does not violate these terms and will not cause injury to any person or entity; and that you will indemnify Apple for all claims resulting from Content you supply.— Excerpt from Apple Pay's Apple Media Services Terms
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Users who submit reviews, photos, or other creative content to Apple's platforms effectively give Apple a broad, irrevocable license to that content — and are also on the hook to compensate Apple if that content causes legal problems.
Any content you post or submit through Apple's services — including app reviews, photos, or other creative materials — can be used by Apple globally, permanently, and for free, and you remain financially responsible if that content infringes on someone else's rights.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Apple Pay.