Provision record
Afterpay · Afterpay Privacy Policy · View original document ↗

Third-Party Data Sharing

Medium severity Low confidence Explicit document language Common · 288 of 352 platforms
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Document Record

What it is

The notice identifies third-party sharing as a discrete section of the policy, indicating that Afterpay shares personal information with third parties under conditions described in that section.

This analysis describes what Afterpay's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Third-party sharing of personal information by a consumer financial services provider engages both GLBA opt-out requirements and CCPA/CPRA opt-out and disclosure obligations, depending on the nature and purpose of the sharing.

Interpretive note: The specific third-party recipients, data categories shared, and opt-out mechanisms are described in a section of the notice not fully reproduced in the document text provided, limiting assessment of the scope of this provision.

Clause Stability Stable

0
Changes
3
Months Monitored
May 7, 2026
First Seen
Jul 9, 2026
Last Seen
This clause type exists across 4430 other provisions on other platforms.

Consumer impact (what this means for users)

The agreement discloses that Afterpay shares personal information with third parties, with the specific recipients, purposes, and any applicable opt-out mechanisms described in the 'When and With Whom We Share Your Information' section of the notice.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Delete Your Data
    Review the 'When and With Whom We Share Your Information' and 'Your Rights and Choices' sections of the notice to identify applicable opt-out mechanisms, then submit a request through the contact method specified in 'How to Contact Us.'

How other platforms handle this

Skillshare Medium

Protect us, our business, our users, and others, for example to enforce our terms of service, prevent spam or other unwanted communications, and investigate or protect against fraud

Squarespace Medium

we may use, retain or share information with law enforcement or others in circumstances where a person's vital interests require protection, such as in the case of emergencies.

Google Gemini Medium

Third-party apps use data from Gemini consistent with their own privacy policies and terms.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
When and With Whom We Share Your Information

Excerpt from Afterpay's Privacy Policy

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

(1) REGULATORY LANDSCAPE: Third-party sharing by a GLBA-covered entity engages Regulation P opt-out notice requirements for sharing with non-affiliated third parties for certain purposes.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →
  • State Attorney General
    State AGs in California, New York, Texas, and other states can investigate violations of state consumer protection and privacy laws, including CCPA (California), SHIELD Act (New York), and equivalents.
    Who can file: Residents of states with comprehensive privacy laws — primarily California, Virginia, Colorado, Connecticut, and Utah
    What you need: Evidence of the violation, explanation of how your state rights were affected, and your account or contact information with the company
    What to expect: Outcomes vary by state. May result in investigation, enforcement action, or requirement for the company to change practices. No direct individual compensation in most cases.

    Search "[your state] attorney general consumer complaint" to find your state's direct complaint form

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Afterpay Privacy Policy
Entity
Afterpay
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
July 9, 2026
Record ID
CA-P-005553
Document ID
CA-D-00661
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
a8d449281087bec4e574d1e005134bfa54fa87411907ef98d1420ef61dd8f221
Analysis generated
May 7, 2026 21:27 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Afterpay
Document: Afterpay Privacy Policy
Record ID: CA-P-005553
Captured: 2026-05-07 21:27:49 UTC
SHA-256: a8d449281087bec4…
URL: https://conductatlas.com/platform/afterpay/afterpay-privacy-policy/provision/CA-P-005553/third-party-data-sharing/
Accessed: Aug. 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

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Frequently Asked Questions

What does Afterpay's Third-Party Data Sharing clause do?

Third-party sharing of personal information by a consumer financial services provider engages both GLBA opt-out requirements and CCPA/CPRA opt-out and disclosure obligations, depending on the nature and purpose of the sharing.

How does this clause affect you?

The agreement discloses that Afterpay shares personal information with third parties, with the specific recipients, purposes, and any applicable opt-out mechanisms described in the 'When and With Whom We Share Your Information' section of the notice.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 288 platforms. See the full comparison.

Is ConductAtlas affiliated with Afterpay?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Afterpay.