The privacy notice includes a section specifically addressing how Afterpay handles personal information relating to children, which typically reflects restrictions on collecting data from minors.
This analysis describes what Afterpay's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Buy-now-pay-later services require users to be of legal age to enter financial agreements, and this section addresses what protections apply and what happens if a minor's data is inadvertently collected.
Interpretive note: The substantive content of the children's personal information section was not rendered in the provided document; analysis is based on the section heading reference and standard COPPA compliance practice for financial services platforms.
Afterpay's policy includes provisions addressing children's personal information, which matters to parents and guardians who want to understand whether and how their children's data may be collected if a minor accesses the service.
How other platforms handle this
Our Services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. If we learn that we have collected the personal information of a child under 13, we will take steps to delete the information as soon as possible.
Our platform is not directed to children under the age of 13, and we do not knowingly collect personal data from children under 13. If we become aware that we have collected personal data from a child under 13, we will take steps to delete that information.
Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that a child under 18 has provided us with personal information, we will take steps to delete such information.
Monitoring
Afterpay has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 10 platforms.
"Children's Personal Information— Excerpt from Afterpay's Afterpay Privacy Policy
REGULATORY LANDSCAPE: Protections for children's personal information in the U.S. are governed by the Children's Online Privacy Protection Act, enforced by the FTC, which applies to operators of websites or online services directed to children under 13 or that have actual knowledge of collecting personal information from children under 13. As a financial services provider requiring users to be adults, Afterpay's primary obligation is to maintain adequate age verification and a clear policy on inadvertent collection. Some state privacy laws also include heightened protections for minors up to age 16 or 18. GOVERNANCE EXPOSURE: Low. The inclusion of a children's data section is standard compliance practice for consumer-facing digital services. Exposure increases if age verification mechanisms are insufficient to prevent minors from accessing the service, which would trigger COPPA obligations. JURISDICTION FLAGS: California's Age-Appropriate Design Code, if enacted and effective, may create additional obligations regarding design choices affecting minors. Some state privacy laws extend heightened protections to consumers under 16 or 18 for certain data processing activities including targeted advertising. CONTRACT AND VENDOR IMPLICATIONS: Marketing partners and analytics vendors should be contractually restricted from targeting individuals below the service's minimum age. Any advertising technology integrated with Afterpay's platforms should be assessed for compliance with restrictions on behavioral advertising to minors. COMPLIANCE CONSIDERATIONS: The age verification process used during account registration should be reviewed for adequacy under applicable law. If any data from individuals below the minimum age is inadvertently collected, the policy should specify the deletion procedure and timeline.
Full compliance analysis
Regulatory citations, enforcement risk, and due diligence action items.
Free: track 1 platform + weekly digest. Watcher: 10 platforms + same-day alerts. No credit card required.
Professional Governance Intelligence
Need to monitor specific governance provisions?
Professional includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.
Built from archived source documents, structured governance mappings, and historical version tracking.
Buy-now-pay-later services require users to be of legal age to enter financial agreements, and this section addresses what protections apply and what happens if a minor's data is inadvertently collected.
Afterpay's policy includes provisions addressing children's personal information, which matters to parents and guardians who want to understand whether and how their children's data may be collected if a minor accesses the service.
ConductAtlas has identified this type of provision across 3 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Afterpay.