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This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The opt-out right is time-limited to 30 calendar days and requires a physical written notice, meaning failure to act promptly or use the correct method forfeits the right to opt out.
Interpretive note: The excerpt is truncated with ellipsis, suggesting the full mailing address and potentially additional procedural requirements for the opt-out notice are not fully captured.
The reader may opt out of mandatory arbitration, but only by sending a signed physical written notice to Affirm, Inc. within 30 calendar days of agreeing to the Agreement.
How other platforms handle this
If we make any future change to this arbitration provision (other than a change to the Notice Address), you may reject that change by sending us written notice within 21 days of notice of the change...
Chegg will not seek, and hereby waives all rights it may have under applicable law to recover, attorneys' fees and expenses if it prevails in arbitration, unless the arbitrator finds that...the substance of your claim...was frivolous or was brought for an improper purpose...
if Company makes any future material change to this Arbitration Agreement, you may reject that change within thirty (30) days of such change becoming effective by writing Company...
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"If you do not want this Section to apply, you must send Affirm a signed notice within 30 calendar days after you agree to be bound by the Agreement...You must send the notice in writing (and not electronically) to Affirm, Inc...Excerpt from Affirm's Terms of Service
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
561 arbitration provisions across 197 platforms. ConductAtlas tracks how dispute resolution is being restructured across the internet.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
The opt-out right is time-limited to 30 calendar days and requires a physical written notice, meaning failure to act promptly or use the correct method forfeits the right to opt out.
The reader may opt out of mandatory arbitration, but only by sending a signed physical written notice to Affirm, Inc. within 30 calendar days of agreeing to the Agreement.
ConductAtlas has identified this type of provision across 210 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.