This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
How other platforms handle this
Take reasonable measures to protect the security of your account and login information.
Keep usernames and passwords secure and confidential, and protect them from misuse or being stolen.
You are responsible for maintaining the secrecy of your unique password and account information at all times.
"You are solely responsible for maintaining the confidentiality of your passwords, login ID, and any other credentials or means that you use to access the Digital Wallet.Excerpt from Affirm's Terms of Service
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The clause states: “You are solely responsible for maintaining the confidentiality of your passwords, login ID, and any other credentials or means that you use to access the Digital Wallet.”
ConductAtlas has identified this type of provision across 264 platforms. See the full comparison.
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