This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
How other platforms handle this
All content and materials... provided by us or generated through our Services (our "Content") and all related intellectual property rights are the property of Credit Karma and third-party licensors
Only use content that you have the rights to use. Don't infringe on anyone's intellectual property or copyright, and don't submit content you don't have the right to share.
Zoom, its affiliates, its licensors, and suppliers (as applicable) own and shall retain ownership of...the Services and Software, and any underlying or other technology and intellectual property embodied or contained in...
"Use of the Services does not give you ownership of any intellectual property rights in any of the content, documents or other materials you access.Excerpt from Affirm's Terms of Service
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The clause states: “Use of the Services does not give you ownership of any intellectual property rights in any of the content, documents or other materials you access.”
ConductAtlas has identified this type of provision across 249 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.