This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
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the Federal Arbitration Act ("FAA") governs the interpretation and enforcement of this arbitration provision; the arbitrator shall apply California law to all other matters.
This Agreement will be governed by and construed in accordance with the laws of the State of California without giving effect to any principles of conflict of laws...
California law will govern these Terms except for its conflicts of laws principles.
"The Federal Arbitration Act ("FAA") and federal arbitration law apply to this Agreement.Excerpt from Affirm's Terms of Service
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The clause states: “The Federal Arbitration Act ("FAA") and federal arbitration law apply to this Agreement.”
ConductAtlas has identified this type of provision across 264 platforms. See the full comparison.
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