Affirm · Affirm Terms of Service · View original document ↗

Prohibition on Using Affirm to Pay Existing Loans

Medium severity Explicitdocumentlanguage Common · 280 of 352 platforms
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This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

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▸ View Original Clause Language DOCUMENT RECORD
"
You will not use the Services to make payment(s) on an existing Affirm loan(s). Unless otherwise expressly permitted by Affirm, you will not use the Services for the purpose of payment for an existing loan(s) or line of credit from another institution.

— Excerpt from Affirm's Affirm Terms of Service

Applicable regulations

CFAA
United States Federal

Provision details

Document information
Document
Affirm Terms of Service
Entity
Affirm
Document last updated
March 24, 2026
Tracking information
First tracked
May 8, 2026
Last verified
May 10, 2026
Record ID
CA-P-029935
Document ID
CA-D-00167
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
a565ccb8559b7b4faae5dea17400c26c52091a269a6d5c0d2d79110102eac0c5
Analysis generated
May 8, 2026 09:12 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Affirm
Document: Affirm Terms of Service
Record ID: CA-P-029935
Captured: 2026-05-08 09:12:37 UTC
SHA-256: a565ccb8559b7b4f…
URL: https://conductatlas.com/platform/affirm/affirm-terms-of-service/provision/CA-P-029935/prohibition-on-using-affirm-to-pay-existing-loans/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Affirm's Prohibition on Using Affirm to Pay Existing Loans clause do?

The clause states: “You will not use the Services to make payment(s) on an existing Affirm loan(s). Unless otherwise expressly permitted by Affirm, you will not use the Services for the purpose of payment for an existing loan(s) or line of credit from another institution.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 280 platforms. See the full comparison.

Is ConductAtlas affiliated with Affirm?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.