This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes Affirm's legal obligations to honor CCPA-enumerated consumer rights and establishes the operational framework under which California residents may exercise data subject access, deletion, and opt-out requests without service discrimination.
The updated Privacy Policy establishes that Affirm qualifies as a financial institution under the Gramm-Leach-Bliley Act, meaning personal information collected in connection with Affirm services is governed by federal banking law rather than applicable state privacy laws. The policy now explicitly discloses collection of identity and profile information including full name, date of birth, Social Security number, email, mailing address, phone number, and password. The updated terms also disclose new data sharing arrangements with fraud prevention, identity verification, and risk intelligence providers, which were not previously detailed. You can contact Affirm's privacy team using the phone number provided in the updated policy to exercise data privacy rights.
View change record →California residents operate under terms that authorize them to request knowledge of collected personal information, submit deletion requests, and opt out of data sales or sharing activities. The provision also establishes that Affirm may not discriminate in service availability or pricing based on exercise of these rights.
How other platforms handle this
We may also collect your personal data from other people or companies.
If you are a California resident, you may have the right to: Know what personal information we collect, use, disclose, sell, or share. Correct inaccurate personal information. Delete your personal information. Opt out of the sale or sharing of your personal information. Limit the use and disclosure ...
If you are a California resident, you have the right to know what personal information we collect, use, and disclose about you; the right to request deletion of your personal information; the right to opt out of the sale or sharing of your personal information; the right to correct inaccurate person...
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"If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your personal information, the right to opt out of the sale or sharing of your personal information, and the right to non-discrimination for exercising your privacy rights.— Excerpt from Affirm's Affirm Privacy Policy
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This provision establishes Affirm's legal obligations to honor CCPA-enumerated consumer rights and establishes the operational framework under which California residents may exercise data subject access, deletion, and opt-out requests without service discrimination.
California residents operate under terms that authorize them to request knowledge of collected personal information, submit deletion requests, and opt out of data sales or sharing activities. The provision also establishes that Affirm may not discriminate in service availability or pricing based on exercise of these rights.
ConductAtlas has identified this type of provision across 3 platforms. See the full comparison.
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