Everything on the Acorns platform belongs to Acorns, and you are only allowed to use it for your own personal investing — you cannot copy, share commercially, or build products using Acorns content.
This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes Acorns' intellectual property ownership and defines the scope of permitted user access. The restriction to non-commercial use prevents users from deriving commercial benefit from the service materials or functionality.
Your license to use Acorns is strictly personal and non-transferable — any commercial use of Acorns content, including educational or journalistic use of platform data, could constitute a breach of these Terms.
How other platforms handle this
By submitting, posting, or displaying content through the Services, you grant Gusto a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, and distribute such content solely for the purposes of providing and improving the Services.
Copyright License Grant and Restrictions
By posting or submitting content to Eventbrite, you grant Eventbrite a non-exclusive, worldwide, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your content in connection with the services and Eventbrite's busine...
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Acorns has changed this document before.
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"The Services and all content therein, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, are the property of Acorns or its content suppliers and are protected by United States and international copyright laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes only.— Excerpt from Acorns's Acorns Terms of Service
(1) REGULATORY FRAMEWORK: Intellectual property clauses are governed by the Copyright Act (17 U.S.C. § 101 et seq.) and the Computer Fraud and Abuse Act (CFAA, 18 U.S.C. § 1030) for unauthorized access. Financial data licensing may also implicate SEC Regulation SCI and FINRA rules if market data or investment research is involved. Fair use doctrines under 17 U.S.C. § 107 may limit enforceability against journalistic or educational use. (2)
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This provision establishes Acorns' intellectual property ownership and defines the scope of permitted user access. The restriction to non-commercial use prevents users from deriving commercial benefit from the service materials or functionality.
Your license to use Acorns is strictly personal and non-transferable — any commercial use of Acorns content, including educational or journalistic use of platform data, could constitute a breach of these Terms.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Acorns.