This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users have no guarantee of continuity, support, or updates for the Site, Application, or any Services, and may receive no advance notice of changes.
Interpretive note: The canonical claim captures the primary proposition (right to modify) and notes the support/update disclaimer as a secondary proposition. Both are explicit in the excerpt.
The updated terms clarify FDIC insurance protections for Acorns Checking depositors. The prior disclosure stated that Acorns Checking itself is not FDIC-insured; the updated language states that balances held with Lincoln Savings Bank or nbkc bank, including those in Acorns Checking accounts, are insured up to $250,000 per depositor through these member banks, with separate coverage for joint account owners. The updated terms preserve the disclosure that funds may be placed at other FDIC-insured depository institutions through a deposit network service. The revised ATM language specifies access to 'over 55,000 fee-free ATMs' rather than a general reference to the AllPoint Network.
View change record →Users accept that Acorns may alter or discontinue any feature or service at any time without notice and without any support obligation.
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We reserve the right to modify or terminate free trials at any time, without notice and in our sole discretion.
we reserve the right, including without prior notice, to limit the available quantity of or discontinue making available any product, feature, service or other offering; to impose conditions on the honoring of any coupon, discount, offer or other promotion...
Microsoft reserves the right to restrict the export of data that may compromise the security of the services or Microsoft's intellectual property.
"We reserve the right to modify or change our Site, the Application or any of the Services, temporarily or permanently, with or without notice to you, and we are not obligated to support or update the Site, the Application or any Services.Excerpt from Acorns's Terms of Service
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Users have no guarantee of continuity, support, or updates for the Site, Application, or any Services, and may receive no advance notice of changes.
Users accept that Acorns may alter or discontinue any feature or service at any time without notice and without any support obligation.
ConductAtlas has identified this type of provision across 262 platforms. See the full comparison.
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