This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms clarify FDIC insurance protections for Acorns Checking depositors. The prior disclosure stated that Acorns Checking itself is not FDIC-insured; the updated language states that balances held with Lincoln Savings Bank or nbkc bank, including those in Acorns Checking accounts, are insured up to $250,000 per depositor through these member banks, with separate coverage for joint account owners. The updated terms preserve the disclosure that funds may be placed at other FDIC-insured depository institutions through a deposit network service. The revised ATM language specifies access to 'over 55,000 fee-free ATMs' rather than a general reference to the AllPoint Network.
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Datadog reserves the right, but does not assume the obligation, to investigate any violation of these Terms or misuse of the Site.
Offer eligibility is determined by Netflix at its sole discretion and we reserve the right to revoke an Offer and put your account on hold in the event that we determine you are not eligible.
We reserve the right to fully or partially discontinue Beta Features at any time and for any reason, temporarily or permanently, with or without notice.
"We may, at our sole discretion, make available promotions with different features to any users or prospective users of our Site, Application or Services.Excerpt from Acorns's Terms of Service
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The clause states: “We may, at our sole discretion, make available promotions with different features to any users or prospective users of our Site, Application or Services.”
ConductAtlas has identified this type of provision across 262 platforms. See the full comparison.
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