New high-severity cap on Acorns' liability exposure limits user recovery to payments made or a nominal $25, significantly restricting remedies for service failures.

New provision grants Acorns broad perpetual rights to any user-submitted content including sublicensing rights, creating potential data usage concerns.

New explicit warranty disclaimer eliminates all implied warranties and service quality guarantees, shifting risk entirely to users.

Removal of eligibility/age requirement language suggests either relocation to product-specific agreements or de-emphasis of account qualification standards.

Removal suggests product-specific terms may no longer be incorporated by reference or have been restructured separately.

Removal of explicit user conduct standards may indicate these have been moved elsewhere or represent relaxation of content moderation requirements.

Removal of general IP rights protection language, replaced by the more specific unilateral content license grant favoring Acorns.

Changed from acknowledgment-based language to affirmative mutual agreement, and added explicit carve-outs for small claims court and injunctive relief.

Reformatted with all-caps emphasis, changed from unilateral language to mutual agreement, and broadened from specific enumerated actions to any 'purported class or representative proceeding.'

Evolved from generic acceptance language to specific unilateral modification rights with material change notification requirement and continued-use-as-acceptance mechanism.

Replaced with explicit language granting Acorns sole discretionary power to terminate immediately without prior notice or liability for any reason.

Replaced generic acceptance language with specific Delaware governing law and exclusion of conflict of law provisions.