This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This is a direct commitment by Acorns restricting one specific use of user data, distinguishing it from AI data-processing disclosures that permit broad use.
The updated policy removes explicit language describing how data flows when users sign in via Apple or Google, including what information those services share with Acorns and how it is used. Previously, the policy stated that Acorns receives information such as name and email address through third-party sign-in services solely to manage accounts and provide services. The revised language also shifts the AI chatbot from an optional feature users 'may access' to a stated service Acorns 'uses' to direct users to internal articles. Users no longer have a published explanation of third-party sign-in data practices in the privacy notice, though the terms suggest data shared through third-party services remains subject to those providers' terms.
View change record →Your data is not available to Acorns for AI model training purposes.
How other platforms handle this
We do not train any models on User Content.
This is still Your Content, and you are responsible for it and its accuracy, as well as your use of it on our Services and any and all decisions made, actions taken, and failures to take action based on Your Content.
We generate new information from other data we collect to derive likely preferences or other characteristics. For instance, we infer your general geographic location based on your IP address.
"Your data will not be used by Acorns for training AI models.Excerpt from Acorns's Privacy Policy
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Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
This is a direct commitment by Acorns restricting one specific use of user data, distinguishing it from AI data-processing disclosures that permit broad use.
Your data is not available to Acorns for AI model training purposes.
ConductAtlas has identified this type of provision across 216 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Acorns.