This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy removes explicit language describing how data flows when users sign in via Apple or Google, including what information those services share with Acorns and how it is used. Previously, the policy stated that Acorns receives information such as name and email address through third-party sign-in services solely to manage accounts and provide services. The revised language also shifts the AI chatbot from an optional feature users 'may access' to a stated service Acorns 'uses' to direct users to internal articles. Users no longer have a published explanation of third-party sign-in data practices in the privacy notice, though the terms suggest data shared through third-party services remains subject to those providers' terms.
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You are responsible for maintaining the secrecy of your unique password and account information at all times.
If Client enables any third parties as Permitted Users, Client (and not Plaid) remains solely responsible for its relationships with such third parties and for any related billing matters, technical support, or disputes
You are responsible for maintaining the confidentiality of the password and account, and you are fully responsible for all activities that occur under your password or account identification.
"If you use a proxy or private relay email address, you acknowledge and agree that we will direct account-related communications to that address, and you are responsible for ensuring you receive such communications.Excerpt from Acorns's Privacy Policy
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The clause states: “If you use a proxy or private relay email address, you acknowledge and agree that we will direct account-related communications to that address, and you are responsible for ensuring you receive such communications.”
ConductAtlas has identified this type of provision across 265 platforms. See the full comparison.
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