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This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy removes explicit language describing how data flows when users sign in via Apple or Google, including what information those services share with Acorns and how it is used. Previously, the policy stated that Acorns receives information such as name and email address through third-party sign-in services solely to manage accounts and provide services. The revised language also shifts the AI chatbot from an optional feature users 'may access' to a stated service Acorns 'uses' to direct users to internal articles. Users no longer have a published explanation of third-party sign-in data practices in the privacy notice, though the terms suggest data shared through third-party services remains subject to those providers' terms.
View change record →How other platforms handle this
We use your Personal Information to (a) help maintain the security and integrity of the Services, (b) detect, prevent, investigate, and protect you, our business, our users, and others from fraud...
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"We use personal information to provide the promotional programs that we offer, such as the rewards we provide to participants in the Acorns Earn program or to users who refer friends or contacts to Acorns.Excerpt from Acorns's Privacy Policy
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The clause states: “We use personal information to provide the promotional programs that we offer, such as the rewards we provide to participants in the Acorns Earn program or to users who refer friends or contacts to Acorns.”
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