This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
User interactions are tracked across multiple online services over time by third parties engaged by Acorns, enabling cross-service behavioral advertising outside Acorns' own platform.
Interpretive note: The excerpt contains an ellipsis ('...') indicating potentially omitted language between 'your interaction' and 'over time across the Service'. The core claim is well-supported by the available language but complete fidelity to the original clause cannot be confirmed.
The updated policy removes explicit language describing how data flows when users sign in via Apple or Google, including what information those services share with Acorns and how it is used. Previously, the policy stated that Acorns receives information such as name and email address through third-party sign-in services solely to manage accounts and provide services. The revised language also shifts the AI chatbot from an optional feature users 'may access' to a stated service Acorns 'uses' to direct users to internal articles. Users no longer have a published explanation of third-party sign-in data practices in the privacy notice, though the terms suggest data shared through third-party services remains subject to those providers' terms.
View change record →Third-party advertising companies engaged by Acorns may track your behavior across Acorns' service, its communications, and other online services over time, and use that data to deliver online ads to you.
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"We may engage third-party advertising companies that use cookies and other technologies to collect information about your interaction...over time across the Service, our communications and other online services, and use that information to serve online ads...— Excerpt from Acorns's Acorns Privacy Policy
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User interactions are tracked across multiple online services over time by third parties engaged by Acorns, enabling cross-service behavioral advertising outside Acorns' own platform.
Third-party advertising companies engaged by Acorns may track your behavior across Acorns' service, its communications, and other online services over time, and use that data to deliver online ads to you.
ConductAtlas has identified this type of provision across 279 platforms. See the full comparison.
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