This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
User interactions are tracked across multiple online services over time by third parties engaged by Acorns, enabling cross-service behavioral advertising outside Acorns' own platform.
Interpretive note: The excerpt contains an ellipsis ('...') indicating potentially omitted language between 'your interaction' and 'over time across the Service'. The core claim is well-supported by the available language but complete fidelity to the original clause cannot be confirmed.
The updated policy discloses that Acorns collects and processes personal information from users of its Invest My Tips feature, including public profile data, payment information, and QR code details. This information is shared with payment processors and fraud detection providers to enable the feature. The policy also establishes that Acorns does not sell or share text messaging opt-in data to third parties outside of carriers and service providers, which provides a specific protection for SMS communications.
View change record →Third-party advertising companies engaged by Acorns may track your behavior across Acorns' service, its communications, and other online services over time, and use that data to deliver online ads to you.
How other platforms handle this
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in some cases, we may use your personal information for further uses, in which case we will ask for your consent to use of your personal information for those further purposes if they are not compatible with the initial purpose...
Uber uses cookies and similar technologies for purposes such as: Authenticating users Remembering user preferences... Delivering and measuring the effectiveness of advertising campaigns...
"We may engage third-party advertising companies that use cookies and other technologies to collect information about your interaction...over time across the Service, our communications and other online services, and use that information to serve online ads...Excerpt from Acorns's Privacy Policy
We read the privacy policies and terms of service of 38 AI platforms. Here is what they say about training, retention, arbitration, and liability.
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User interactions are tracked across multiple online services over time by third parties engaged by Acorns, enabling cross-service behavioral advertising outside Acorns' own platform.
Third-party advertising companies engaged by Acorns may track your behavior across Acorns' service, its communications, and other online services over time, and use that data to deliver online ads to you.
ConductAtlas has identified this type of provision across 272 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Acorns.